Speaking of buying a home, the experience can be daunting. The entire journey of buying a home is long-winded and tedious, especially with the documentation, calculations, and the large sum of money involved, tell me about it. And if you’re first-time homebuyers without sufficient guidance and information, you’re going to have sleepless nights. I’m glad that finally I found Myra's 4-Step approach and the newly launched Myra's Homebuying Hub, these will definitely ease the homebuying journey for first-time homebuyers. Let’s check out how it works and how this hub can solve homebuyers’ problems.
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| Myra’s Homebuying Hub Solves First-Time Homebuyers’ Problems |
First and foremost, you
might be wondering who is Myra? Myra was conceptualized and first
introduced in 2017 as a brand committed to making homeownership clearer,
easier, and more fun by Oriental Interest Berhad (OIB).
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| Myra's Homebuying Hub |
OIB Group was formed
in 1986 and today, they have over 26,313 development units under their belt. They
often recognized as the developer who delivers affordable quality homes. Myra
is OIB Group commitment to young homebuyers. At the moment, they have 8
projects running under the Myra brand and many more to come.
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| Myra's Projects |
Top 4 Homeownnership Problems
Faced by First-Time Homebuyer
1. A Complicated
Process from the beginning till the day homeowners get their home.
2. Financially
Unprepared such as poor credit scores, unable to get a loan, unsure of what
kinds of hidden costs to prepare for. It’s a nasty surprise no one should face.
3. Lack of
Homeownership Education and Awareness lie what’s DLP, JMB, and where do you
even find all of the documents the banks are asking for? What should you do
besides wait for the arrival of your home? No one truly knows.
4. Messy and Tedious process as large portion of the process is manual, mistakes are common. Losing your important documents, forgetting your passwords and important details. Let’s not put pass even a simple thing such as getting your credit report. The hassle is real.
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| Myra's Focus on The Buying Experience |
In the nutshell, Myra’s Homebuying Hub was created to solve two main problems – the lack of convenience and the thirst for knowledge. Usually, homebuyers will need to calculate installments, current repayments, interest rates, and Debt Service Ratio (DSR) checking manually and written down on a piece of paper. This is so inconvenient to the homebuyers, what if they lost the paper and are unable to recall these important calculations.
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| DSR Result and Advice from Myra: Information on how Myra will help calculate your DSR for you, and the difference between your current DSR and the latest DSR after you’ve bought the home |
Here is the solution, now with Myra’s Homebuying Hub everything is done online with the app features like online installment calculators, DSR calculation rating, document submission guide, and additional tips for homebuyers. Now the homebuyers just have to key in their data and will get the calculation; this will make their homebuying experience smooth and educational for homeowners.
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| House Installment Calculator: Gives an estimate on how much their home loan would cost |
Besides, the homebuyers are able to upload documents into their personal folder onto their profile on the app easily. Now homebuyers will enjoy having an easy point of reference for any documents that they will need to complete the booking, and at the same time, receive quick assistance from the Myra team throughout the journey to owning their home. The app also serves as a portal to update purchasers on their booking.
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| Document Collection: Explains how Myra will inform and educate our homebuyers on which documents are required by the banks, and provides an example template of the documents needed |
By using this Myra's Homebuying Hub, the homebuyers and prospective homebuyers will have a digitally housed copy of all necessary documents that they would be able to refer to or download for their future usage and reference - even if they were to not proceed with their current Myra-booking or reconsider buying another home in the future.
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| Myra’s Homebuying Hub |
Overall, I find Myra’s Homebuying Hub is very user-friendly, approachable, and the step-by-step
processes are not burdening to the applicants. Plus, it serves as an
educational and research platform for homebuyers.
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| Myra's Homebuying Hub Solves First-Time Homebuyers’ Problems |
Myra’s Homebuying Hub is here to solves most of the problems and stress of homebuyers be it first-timer or not. This site will collect, store and handle personal information of individuals in accordance with the Personal Data Protection Act 2010 (“PDPA”) and has obtained SSL Certificate to ensure the security of every app user’s privacy.
For a better understanding of the hub, please head over to www.myra.com.my and get your firsthand experience.
For more information
about Myra’s Homebuying Hub Solves First-Time Homebuyers’ Problems, please
visit Myra at
Facebook: https://www.facebook.com/askmyra
Instagram: https://www.instagram.com/_askmyra/
This is very helpful. Thanks for sharing.
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