Travel Disasters: Things could go Wrong During Your Holiday

We always think that travelling is fun and adventurous but there are times when things could go wrong during your trip. There are always risks when travelling includes health related risks. Well recently I met lots of friends and travelers from various countries and they shared with me their travels experiences including their ups and downs. Have you ever wonder what could go wrong during your holiday? What is your worst travel or holiday disaster? 

Travel Disasters: Things Could Go Wrong During Your HolidayAnnual Travel Protector

Here some of the things that can go wrong when you are on your holiday or business trip.

1. You are pickpocket or rob during your trip and you lost your passport, wallet and belongings.

I am sure some of you might encounter this disaster before. If you lost your money it’s still not as bad as losing your passport when you are in foreign land. You have to be extra careful with your passport, I had a friend that lost her passport, wallet, cash, credit card and identity card recently when she was in Europe. It happened in Paris when is walking towards the designers’ boutiques her handbag was slit and the robber managed to take her wallet and important documents with her realizing it. If this situation happen to you what should do first?

2. You fall sick and need medical attention immediately

Out of sudden you fall sick when you are on holiday it could be food poisoning, virus attack or infections or any sicknesses. Are you going to pay for the high cost of medical expenses abroad?

3. You admitted to the hospital

Thing could be worst when you met an accident or you are really sick when you are abroad till you need to be admitted to the hospital. Who is going to care of your hospital bills?

4. Your luggage delay for more than 6 hours or lost

Is there any compensation? If your luggage is delayed, do you get allowances to purchase the basic necessities while waiting for your luggage to arrive while you are abroad.

5. You met car accident

I still remember many years ago after my graduation, I went to Bali with my friend. We rented a motorbike to go around the island. During the trip, we met a minor road accident when a local out of sudden overtook us from the left and my friend lost control of her motorbike. Lucky it was only a minor accident, we got some bruises and stretches on our arms and legs. Plus there is no major damage on the motorbike except one of the side mirror was broken. That time we were not covered by travel insurance that time so we have to pay for the damages and medical on our own. 

6. You lost your laptop and luggage

And this list of travel disasters may go on and on. The percentage of holiday related accidents and lost has risen sharply in recent years. It is better to be prepared and covered before than sorry. Travel insurance is an investment, more and more travelers should be aware of this and get more information on what to do or who should they contact when things go wrong during their holiday. But still there are travelers who fail to understand that there are always risks when travelling includes health related risks.

Annual Travel Protector by RHB Insurance

If you are a frequent traveler for work and leisure, do you find it troublesome when you have to purchase insurance before each trip? Do you wish to ensure that you are protected against travel inconveniences for the whole year round? If yes you might need to check out the Annual Travel Protector by RHB Insurance. 

Get Yourself covered annually via Annual Travel Protector to have a peace of mind when you travel 

Get comprehensive annual travel insurance from as low as RM0.80 per day for a peace of mind when you travel for all year round. Annual Travel Protector is perfect for the frequent traveler you. It gives you the freedom to come and go as you please, and one application covers you for the entire year. Take as many trips as you like throughout the year, as long as the length of each trip doesn't exceed 90 days.

Annual Travel Protector according to Region and Plan

Here is the overview of the 33 comprehensive coverage and compensations for the Annual Travel Protector. It covers all your travel inconveniences, disasters up to accidental death; to medical and hospital expenses; and to my surprise this insurance also covers ransom payment because of kidnapping and hostage up to RM200,000.  

Annual Travel Protector Coverage and Compensations

There are 2 types of plans for the Annual Travel Protector, you can choose either the Advance Plan or the Supreme Plan. Both have the same coverage, the difference is the premium price and also the compensation. The Advance plan starts from RM289 and the Supreme plan starts from RM401 depending on the region that you travel to most often.


For those who is keen to sign up the Annual Travel Protector, RHB Insurance is offering a 20% off from both of the plan (Advance and Supreme) for a limited time until 31^st December, 2016. 

Have a peace of mind when you travel with Annual Travel Protector by RHB Insurance

Overall if you are a frequent traveler you need to have Annual Travel Protector that covers you all year round so that you and your family can have a peace of mind when travel. Purchasing travel insurance for your each trip could be more expensive and incurred more work for you. It’s always be prepared than sorry and keep in mind that disaster or accident can happen anywhere and anytime. Get yourself protected when you are travelling.

What is your worst travel disaster?

For more information and details about Annual Travel Protector Plan by RHB Insurance, please contact their hotline 1300-220-007 or speak to their sales representative or visit their Website